Search Yonkers Bankruptcy Records
Yonkers bankruptcy records are filed at the U.S. Bankruptcy Court for the Southern District of New York, which has an office in White Plains at 300 Quarropas Street. As the largest city in Westchester County and the fourth largest in New York State, Yonkers generates a significant volume of bankruptcy filings. The Westchester County Clerk in White Plains keeps state court records and land filings going back to 1680. PACER provides full online access to modern Yonkers bankruptcy filings. Here is how to find them.
Yonkers Bankruptcy Records Overview
Yonkers Bankruptcy Court
The U.S. Bankruptcy Court for the Southern District of New York has a Westchester County office at 300 Quarropas Street, White Plains, NY 10601. Phone is 914-467-7250. Hours are 8:30 AM to 5:00 PM, Monday through Friday. White Plains is just a short drive north of Yonkers.
The Southern District also has its main courthouse at One Bowling Green in Manhattan. Yonkers residents can use either location, but the White Plains office is much closer. All filings, hearings, and 341 meetings of creditors for Westchester County cases happen in White Plains.
Public terminals at the White Plains courthouse let you search cases for free. Copies from the electronic system cost $0.50 per page. Staff at the Clerk's Office can help you find specific filings. Pro se debtors can file paper petitions during business hours.
Yonkers City Clerk and County Records
The Yonkers City Clerk is at 40 South Broadway, Yonkers, NY 10701. The City Clerk handles local records, vital records, licenses, and FOIL requests. For court records and land filings that tie into bankruptcy cases, you need the Westchester County Clerk.
The Westchester County Clerk at 111 Dr. Martin Luther King Jr. Boulevard in White Plains (914-995-3080) keeps state court records and land filings. Online records are available for $20 per 24 hours. Civil records go back to 1980. Criminal dispositions start from 1978. Land records date to 1680. These records can connect to Yonkers bankruptcy cases when creditors have state court judgments or liens.
Yonkers City Court handles small claims, housing cases, and traffic matters. Civil judgments from City Court can become part of a bankruptcy case. The Westchester County Supreme Court at the county courthouse handles larger civil matters and foreclosures.
| City Clerk | 40 South Broadway, Yonkers, NY 10701 |
|---|---|
| County Clerk | 111 Dr. MLK Jr. Blvd, White Plains, NY 10601 |
| County Phone | 914-995-3080 |
| Bankruptcy Court | 300 Quarropas St, White Plains (914-467-7250) |
The City of Yonkers website is the official portal for city services, including the City Clerk's office where residents access local records related to Yonkers bankruptcy research.
The Yonkers City Clerk handles vital records, licenses, and FOIL requests at 40 South Broadway.
How to Search Yonkers Bankruptcy Records Online
PACER is the main tool. Sign up for a free account. Search by debtor name, case number, or Social Security number. Fees are $0.10 per page, capped at $3.00 per document. Quarterly charges under $30 get waived entirely. Written opinions are always free to view.
The PACER Case Locator searches all federal courts at once. Use it when you do not know which district handled a filing. VCIS at 866-222-8029 gives free phone access to basic case data around the clock. You get filing dates, chapter type, discharge dates, and trustee names.
For state court records, the eCourts portal covers Westchester County Supreme Court cases. The Westchester County Clerk's online system provides access to land records and civil filings for a $20 daily fee.
Yonkers Bankruptcy Exemptions
Yonkers filers pick between New York state exemptions and federal exemptions. Westchester County is in the middle tier for the state homestead exemption at $150,000. That is more than upstate counties but less than New York City. Motor vehicle exemption is $5,500 above liens. Retirement accounts are shielded up to $1,711,975.
Under Section 282 of the Debtor and Creditor Law, a debtor needs 730 days of New York residency to claim state exemptions. The Department of Financial Services adjusts these figures every three years. Social Security, veterans' benefits, and unemployment are fully exempt.
Note: Credit counseling before filing and debtor education before discharge are both required by federal law.
Filing Costs and Requirements
Chapter 7 is $338. Chapter 13 costs $313. Chapter 11 runs $1,738. Fee waivers are available for qualifying Chapter 7 filers. Installment plans can spread the cost over time. The U.S. Trustee Program has approved counseling and education providers listed on its website.
Getting Copies of Yonkers Bankruptcy Records
PACER is the fastest way. Log in and download documents right away. Most records from the past 15 to 20 years are electronic. At the White Plains courthouse, copies cost $0.50 per page. The court accepts checks, money orders, and credit cards.
Older cases may be at the National Archives. Contact the bankruptcy court first for transfer details. Then submit NARA Form 90 to request the file. A complete case from NARA costs $90.
Westchester County Bankruptcy Records
Yonkers is in Westchester County. For complete details on county record-keeping, the Clerk's office, and bankruptcy resources, see the Westchester County page. It covers court offices, online access, and filing information for all Westchester communities.
Nearby Cities
These cities in Westchester County also file bankruptcy through the Southern District in White Plains.