Union Bankruptcy Records
Union bankruptcy records are filed at the U.S. Bankruptcy Court for the Northern District of New York in Syracuse. Union is a town in Broome County in the Southern Tier region of New York, with its main hamlet of Endwell. The Broome County Clerk in Binghamton keeps state court records and land filings, and has an online records portal at gobcclerk.com. PACER provides full access to all modern Union bankruptcy filings. Below is everything you need to find Union bankruptcy records.
Union Bankruptcy Records Overview
Union Bankruptcy Court
The U.S. Bankruptcy Court for the Northern District of New York handles all Union bankruptcy filings. The nearest office is in Syracuse. The Northern District also has courthouses in Albany and Utica. Broome County cases typically go through the Syracuse office. Phone is 315-295-1600.
Hours are 8:30 AM to 5:00 PM, Monday through Friday. There is no federal courthouse in the Town of Union or in Binghamton. Union residents need to travel to Syracuse for in-person filings and hearings. All 341 meetings of creditors for Broome County debtors happen at the Syracuse courthouse.
Public access terminals at the Syracuse courthouse let you search cases for free. Copies from the electronic case file cost $0.50 per page. The court accepts checks, money orders, and credit cards for payments.
Union Town Clerk and Broome County Records
The Union Town Clerk is at 3111 East Main Street in Endwell, NY 13760. Phone is 607-786-2100. The Town Clerk handles local records, vital records, and town-level administrative filings. For court records and land filings related to bankruptcy, you need the Broome County Clerk.
The Broome County Clerk is at 60 Hawley Street in Binghamton, NY 13901. Phone is 607-778-2255. The Clerk keeps Supreme Court records, County Court records, and land filings for the 6th Judicial District. Online records are available at gobcclerk.com. The system covers deeds, mortgages, liens, and other recorded documents.
These state court records can connect to a Union bankruptcy case. Judgment liens filed at the County Clerk attach to the debtor's real property. Mortgage records show what a debtor owes on their home. The bankruptcy trustee checks all of this when administering a case.
| Town Clerk | 3111 East Main Street, Endwell, NY 13760 |
|---|---|
| Town Phone | 607-786-2100 |
| County Clerk | 60 Hawley Street, Binghamton, NY 13901 |
| County Phone | 607-778-2255 |
| Online Records | gobcclerk.com |
The Town of Union website is the official portal for town services, including the Town Clerk's office where residents can access local records related to Union bankruptcy research.
The Union Town Clerk handles vital records, permits, and other town services at 3111 East Main Street in Endwell.
How to Search Union Bankruptcy Records Online
PACER is the primary search tool. Sign up for a free account and search by debtor name, case number, or Social Security number. Fees run $0.10 per page with a $3.00 cap per document. Quarterly totals under $30 get waived. Written opinions are free.
VCIS at 866-222-8029 provides free phone access to basic case data 24 hours a day. You get filing dates, chapter type, case status, and trustee names. No documents through VCIS. For full case files, use PACER or visit the Syracuse courthouse.
The Broome County Clerk's online system at gobcclerk.com covers land records and other filed documents. The eCourts portal provides free access to state court case tracking for Supreme Court matters in Broome County.
Union Bankruptcy Exemptions
Union residents choose between New York state exemptions and federal exemptions. The state homestead exemption for Broome County is $102,400. Motor vehicle exemption is $5,500 above liens. Retirement accounts are protected up to $1,711,975 per person.
Under Section 282 of the Debtor and Creditor Law, you need 730 days of New York residency to use state exemptions. The Department of Financial Services adjusts these amounts every three years. Social Security, veterans' benefits, and unemployment compensation are fully exempt.
Note: Credit counseling is required before filing. A debtor education course must be completed before the court issues a discharge.
Filing Costs
Chapter 7 costs $338. Chapter 13 is $313. Chapter 11 runs $1,738. Fee waivers are available for qualifying Chapter 7 filers. Installment plans let you spread the cost over time. The U.S. Trustee Program lists approved credit counseling and debtor education providers. Most courses run $15 to $50.
Getting Copies of Union Bankruptcy Records
PACER is the fastest route. Log in, find the case, download what you need. Most records from the past 15 to 20 years are available electronically. At the Syracuse courthouse, copies cost $0.50 per page.
Older cases that closed before the electronic system may be at the National Archives. Contact the bankruptcy court first for transfer details. Then submit NARA Form 90. A complete case file from NARA costs $90.
Broome County Bankruptcy Records
Union is in Broome County. For full details on the county's record-keeping, court offices, and filing resources, see the Broome County page. It covers the County Clerk, the 6th Judicial District courts, and bankruptcy resources for all Broome County communities.